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In 2018, approximately 1,880 fires burned 846,411 acres in Oregon. There are approximately 3.5 million acres of “wildland-urban interface” where homes are within reach of a wildfire. Guard against major losses with adequate insurance and take steps to reduce your home’s exposure to wildfires.
Immediately contact your insurance company or agent to report your loss. Take reasonable steps to protect against further loss but do not rush into repairs or rebuilding before getting instructions from your adjuster. Your insurance company’s inspection may be necessary before repairs begin. Do not throw away damaged property until your adjuster tells you to do so. Before you hire a contractor, get information from the Construction Contractors Board at 503-378-4621.
If the governor declares an emergency, the director of the Oregon Department of Consumer and Business Services can protect consumers through orders involving any of the following:
Rural homeowners: Limit your exposure to wildfires. At a minimum, clear a natural firebreak between the home and outbuildings and trees, bushes, and uncut fields. Other measures can include a pump and a nearby water source, as well as the use of fire-resistant roofing and building material.
Follow these easy steps to get started:
Tip: Try to group similar items together when taking pictures.
Learn more about creating a home inventory.
Download the home inventory checklist.
Mobile apps can make creating your home inventory easier. Download myHome Scr.App.book to start building your personal property list.
Download myHome Scr.APP.book for iPhone®
Download myHome Scr.APP.book for Android®
Call our consumer advocates at 888-877-4894 (toll-free), or email DFR.InsuranceHelp@oregon.gov.
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