An official website of the State of Oregon
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A home is usually the largest purchase you will make. Protecting this major investment can be important to your family’s financial future.
If you have a mortgage, your lender will require you to have homeowner insurance. If you do not have a mortgage, it is a good idea to protect your investment and buy homeowner insurance.
Homeowner insurance pays for damage to your home and other structures on your property. It also may cover:
After a major loss your insurer will ask for a detailed list of personal property items. Creating a list of all of your belongings from memory would be difficult at any time. Creating a list when you’re dealing with a tragedy is nearly impossible.
You should create an inventory of your possessions every year. Mobile apps can make creating your home inventory easier. Download mobile apps to start building your personal property list.
Here is a link to Apple Store® for Home InventoryHere is a link for the Google Play®, search for "Home Inventory"
Homeowner insurance game
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Financial services Email:DFR.FinancialServicesHelp@dcbs.oregon.gov
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