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Proposed rules

Scheduled rulemaking hearing notices

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Upcoming Hearings

Click on a proposed rulemaking hearing below for details and documents.

​​Proposed rulemaking​ hearings will be posted here as they are scheduled.

Proposed rules pending adoption

The proposed rules below have had hearings and are awaiting review to become adopted rules.

Click on a title below for more details, documents and any public comments submitted.

​​Rule summary:
Adds currently licensed check cashers, payday and title lenders to the businesses that are eligible for a reduced investigation fee of $75 for additional licenses.

​Rules affected: OAR 441-755-0010

Need for Rules:
ORS 697.504 requires persons engaged in check cashing to obtain a license from the director. ORS 697.502 states that “each person who submits an application under ORS 697.510 shall at the same time pay a nonrefundable application fee and a nonrefundable investigation fee to the director of the Department of Consumer and Business Services in amounts the director prescribes by rule.” Licenses issued under the check cashing statutes are non-transferrable and applicable only to the location specified in the application.

OAR 441-755-0010 sets the general investigation fee at $150. However, the investigation fee is reduced to $75 for persons holding a current consumer finance or pawnbroker license that intend to use the same legal entity name and control persons as that listed on the check-casher license application. The rule does not currently contemplate a lower investigation fee for licensed check cashers wishing to license a different or additional location or for licensed payday/title lenders seeking a check cashing license.

This proposed rule would reduce the investigation fee for currently licensed check cashers and payday/title lenders that intend to use the same legal entity name and control persons as that listed on their initial check-casher license application. The proposed rule will place similarly licensed individuals on a level playing field.

Filed: November 23, 2020

Public hearing: December 22, 2020, 11:00 a.m., Conference call only due to COVID-19.

Dial-in: 888-808-6929
Access code: 1691422#

Last day for public comment: December 29, 2020, 5 p.m.

Documents

​​​Rule summary:
Establishes attachment point, coinsurance rate, and reinsurance cap for the Oregon Reinsurance Program for benefit years 2018, 2019, 2020, and 2021.

​Rules affected: OAR 836-150-0040

Need for Rules:
These rules establish the attachment point, coinsurance rate, and reinsurance cap that will be used to calculate payments under the Oregon Reinsurance Program (ORP) for benefit years 2020 and 2021. Oregon House Bill 2391 (2017) established the ORP and gives the Department of Consumer and Business Services authority to adopt these parameters by rule. Establishing payment parameters is necessary for the program to operate and to ensure that the program achieves its statutory purposes of stabilizing rates and premiums for individual health benefit plans and providing greater financial certainty to consumers of health insurance in Oregon.

Filed: November 23, 2020

Public hearing:December 22, 2020, 10:00 a.m.,Conference call only due to COVID-19.

Dial-in: 877-336-1831
Access code: 9971342#

Last day for public comment: December 29, 2020, 5 p.m.​​​

Documents

​​Rule summary:
Adopts the expiration of an emergency order as a legitimate reason to cancel a commercial liability policy under ORS 742.702.

​Rules affected: OAR 836-054-0400

Need for Rules:
The Department of Consumer and Business Services (DCBS) issued an emergency order on March 25, 2020, suspending all cancellations and nonrenewals of insurance policies. While the order was in place, insurers were required to renew policies even if the insured failed to pay premium or if there were other permissible grounds for nonrenewal.

Under normal circumstances, insurers are more restricted in the allowable reasons for cancelling a policy midterm than a nonrenewal decision. After the emergency order expired, insurers had policies in force that they had legitimate reasons to nonrenew but were not allowed to cancel midterm. This rule would put insurers back in the place they were had the emergency order not been issued, and allow a cancellation for the same reasons the insurer was permitted to nonrenew.

Filed: November 24, 2020

Public hearing: December 22, 2020, 9:00 a.m., Conference call only due to COVID-19.

Dial-in: 877-336-1839
Access code: 6260030#

Last day for public comment: December 29, 2020, 5 p.m.

Documents

Where to send comments on proposed rules

Division of Financial Regulation
DFR.Rules@oregon.gov

Rulemaking advisory committees

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If you have questions or if you need to request hard copy notices, you may contact Karen Winkel via email at Karen.j.winkel@oregon.gov.

Key links

Oregon Revised Statutes
Oregon Administrative Rules​​
Oregon State Legislature​​ ​


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