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The foreclosure moratorium contained in House Bill 2009 expired Dec. 31, 2021. If you are having trouble making mortgage payments or are at risk of foreclosure, visit the division’s Help avoiding foreclosure page.

In the coming months, $90 million will be available to help homeowners affected by COVID-19 through the Homeowner Assistance Fund (HAF), which is administered by the Oregon Department of Housing and Community Services (OHCS). Learn more and sign up for updates about the program at the OHCS website.