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Property and casualty insurance (auto, home, business)

The Oregon Division of Financial Regulation issued a number of emergency orders and guidance about COVID-19 insurance and financial services issues.

The COVID-19 property and casualty emergency order that was issued during the COVID-19 pandemic expired in September 2020. However, several protections remain in place for Oregonians.

  • Oregonians in areas affected by the recent wildfires are covered by the wildfire insurance emergency order.
  • People who were in a grace period when the COVID-19 orders expired will have their grace periods honored for the full term.
  • Many insurance companies implemented their own plans to help consumers.

The COVID-19 emergency orders provided short-term relief to Oregonians in the early stages of the pandemic. The orders do not relieve the obligation to pay premiums. This means that transitioning away from the orders allows consumers to either work with their insurance companies to catch up on their premium payments or shop for new insurance options.

If you have questions about your specific insurance coverage or financial services account, contact your provider.

If you have questions or need to file a complaint on an insurance or financial services company, agent, or professional, contact the division’s advocacy team at 888-877-4894 (toll-free) or email dfr.insurancehelp@oregon.gov or dfr.financialserviceshelp@oregon.gov.

Visit the COVID-19 consumer homepage for archived information about the COVID-19 emergency orders.


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