State continuation applies to people who have had continuous health coverage (not necessarily with the same employer) for at least three months, before the date employment or coverage ended. State continuation enables you and your family to continue on the same employer-based health insurance for up to nine months, but you must pay the entire cost of the premium.
To continue coverage, you must notify the insurance company in writing within 10 days after the date you become eligible, or 10 days after the insurance company notifies you of eligibility.
You have to pay the full price of the coverage, and your employer can tell you the cost of the insurance, the date your payment is due, and how you must pay.
Once enrolled in state continuation, you cannot cancel mid-year and enroll in a plan through the Marketplace without another qualifying event.
State continuation is available only if your employer is still offering coverage to its existing employees.