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Insurance Advisory Committee members

Member Roster

Consumer Representatives


​​Family Involvement Manager
Oregon Center for Children and Youth with Special Health Needs
Office phone: 503-494-0865


Tamara Bakewell works with families of children and young adults in Oregon who experience special health needs. She manages the state’s grant-funded Family to Family Health Information Center, helping families navigate complex health care systems, including commercial and public insurance. She facilitates the inclusion of family/consumer voices in key health systems agencies around the state.

Executive Director
Oregon State Council for Retired Citizens
United Seniors of Oregon
President, Oregon Consumer League

Phone: 503-720-4908

​Dr. Jim Davis is a social psychologist, gerontologist, educator and advocate. He has served on the Oregon Insurance Advisory Committee for more than 30 years. He retired in 2016 after serving for 11 years as an associate professor in the Human Sciences Department at Marylhurst University. Dr. Davis currently is the Chair of the Oregon Disabilities Commission and the state Older Adult-People with Disabilities Behavioral Health Advisory Council. Dr. Davis is also the long-time executive director of the Oregon State Council of Retired Citizens and United Seniors of Oregon (both of whom he has served since the 1970s), state affiliates of the National Council on Aging.

Compliance Director
Rivermark Community Credit Union
Phone: 503-425-9698

Michelle is Compliance Director for Rivermark Community Credit Union and manages all areas of compliance throughout the credit union. She is an experienced compliance attorney with over 30 years as an attorney. She has expertise in a wide variety of financial services, state and federal compliance, privacy, and risk management. She earned her law degree from Willamette University College of Law. Michelle has volunteered in many roles to assist consumers. She is board member and treasurer of the Oregon Consumer League (2015-present).​

Health Care Advocate
Oregon State Public Interest Research Group (OSPIRG)
Phone: (732) 439-3330

​Maribeth Guarino​ is the health care advocate with the Oregon State Public Interest Research Group, where she lobbies and organizes grassroots support for health care policies in the public interest. She graduated summa cum laude both from Susquehanna University with her B.A. in Law, Language, Politics and from the Catholic University of America Columbus School of Law with her JD and certification in Law & Public Policy.

Portland State University
Phone: 503-320-9670​

Industry Representatives

​​State Government Affairs Director
Pacific Northwest Region (WA, OR, ID, AK)
Cigna Healthcare
Phone : 503-577-8856

Jennifer Baker is the State Director of Government Affairs for Cigna Healthcare in the Pacific Northwest region. She manages Cigna’s advocacy agenda on state legislative and regulatory issues. She is the current Chair for the Oregon State Bar Health Law Section. She brings over 20 years of government relations experience in Oregon, focusing on health insurance since 2011. Her focus for the Insurance Advisory Committee is to find new ways to provide access and affordability to quality health care for all Oregon consumers. She attended undergraduate school at Loyola University Chicago and earned her law degree from Willamette University College of Law.​

Director, Government and Regulatory Affairs
The Standard
Standard Insurance Company

1100 SW Sixth Avenue ​
Portland, OR 97204
Phone: (971) 321-6245
Cell: Cell & Text: (971)200-9739

Ryan Chieffo is the director of Government and Regulatory Affairs at The Standard. Ryan joined The Standard in 2016 as an attorney in the Legal and Compliance division. Before coming to The Standard, Ryan was an assistant director at the Vermont Department of Financial Regulation and an employee benefits attorney at Perkins Coie LLP. Ryan earned a Bachelor of Arts in Philosophy from Siena College in New York and his Juris Doctor degree from Georgetown University Law Center in Washington, D.C.

​​Vice President, Deputy General Counsel & Assistant Corporate Secretary,
United Heritage Financial Group, Inc. and United Heritage Life Insurance Company
Vice President, Deputy General Counsel & Secretary,
Sublimity Insurance Company and United Heritage Property & Casualty Company

Phone: 493-6175 (Desk) | (800) 657-6351 (Toll Free)
Email: ​

Michelle Gustavson​ is an experienced corporate attorney with in-house experience representing a variety of industries including global food and agribusiness, health content and patient education solutions, and insurance. She joined United Heritage Financial Group, Inc. in January 2023 and currently serves as Vice President, Deputy General Counsel and Secretary of Sublimity Insurance Company and United Heritage Property & Casualty Company, and Vice President, Deputy General Counsel and Assistant Secretary of United Heritage Life Insurance Company and United Heritage Financial Group, Inc. In her role, Michelle manages legal and compliance matters for these corporations in the property and casualty, individual life and annuity, and group insurance markets.

​​Vice President and Corporate Compliance Officer
PacificSource Health Plans

​ Phone: 503-802-5327
1500 SW First Ave, Ste. 200
Portland, OR 97201

Dave Cass is Vice President and Corporate Compliance Officer for PacificSource Health Plans. Dave oversees the compliance program for all lines of medical and dental business including commercial, Medicare and Medicaid plans. His responsibilities also include providing leadership for the Fraud, Waste and Abuse program and Internal Audit function.

Dave has worked in health insurance since 1999 and has nineteen years of experience in regulatory and compliance work. He holds a Bachelor’s Degree in Creative Writing from the University of Illinois and a Master’s Degree in Public Administration from Portland State University.

​Vice President, General Counsel and Secretary
Oregon Mutual

Phone: 503-883-1402

James Workinger is the Vice President, General Counsel and Secretary of Oregon Mutual. Founded two centuries ago in the beautiful Willamette Valley on the principle of neighbors helping neighbors, Oregon Mutual proudly continues its tradition of service to members as the West’s oldest mutual property and casualty insurer.

Industry Producers

President, ​​​​​Abel Insurance Agency
​ P.O. Box​ 1780
​Coos Bay, OR 97420​
Phone: 541-267-4124 ext 208
​Fax: 541-267-2002

President of Abel Insurance Agency, a family owned independent corporation headquartered in Coos Bay with branch office locations in Gold Beach, Florence and Newport. Wendy volunteers on a local fire department board and the Western Alliance of the Professional Insurance Agents.

​​​​​Housley Agency​
​Junction City, OR 97448​
Philomath, OR 97370​
Phone: 541-998-2301​
Fax: 541-214-2007​
Text: 541-243-5797​

Kym Housley CHFC®, FSCP, LUTCF, FSS is the Financial Services Representative and Agency Owner of Housley Agency Inc.  She brings over a decade of experience in the insurance and financial services industry.  She helps her clients realize their long-term goals with retirement and estate planning as well as risk management.

Kym is currently State President of NAIFA Oregon. This organization is a continuing source of education and legislative advocacy for the Financial Services Industry. Education is a primary focus for herself, her clients and her staff.

Licenses and Certifications

  • 2010-Property and Casualty License
  • 2010- Life and Health License
  • 2012- Series 6 License
  • 2012- Series 63 License
  • 2021- Washington State Insurance License
  • 2018 SIE-Securities Industry Essentials Examination
  • 2012- Life Underwriter Training Council Fellow
  • 2013- Financial Services Specialist
  • 2018- Chartered Financial Consultant
  • 2021- Financial Services Certified Professional

Professional Organizations

  • 2022-2023 NAIFA State President
  • 2023 Vice Chair of the State of Oregon Insurance Advisory Committee
  • 2021 NAIFA State President Elect
  • 2018-2020 NAIFA State Treasurer and Secretary
  • 2020-2022 Treasurer of the Philomath Chamber Board
  • 2016-2019 Airport Rotary Foundation Treasurer
  • 2016-2018 NAIFA Lane County President
  • Philomath Chamber of Commerce
  • Tri County Chamber of Commerce
  • Veneta Chamber of Commerce
  • Committee member for the State of Oregon, Insurance Advisory Committee
  • Committee Member for the State of Oregon, Division of Financial Regulation Agent Forum​​

Employee Benefits Specialist
Hagan Hamilton Insurance Services

Phone: 503-424-3361

Dawn’s approach is unique when it comes to her role as an Employee Benefit Specialist. With 20 years of experience in the healthcare space she still has energy to help employers develop and implement new ideas. She is an excellent communicator and considers herself an extension of the HR department and looks to partner with her clients rather that work for them. Employee meetings are her favorite and she passionate teaching employees the tips and tricks of a very complicated system.

​​Owner and managing partner
Cascade Insurance Center

1201 NW Wall St., Suite 100
Bend, OR 97703
Phone: 541-382-7772

Patrick O’Keefe is the owner of Cascade Insurance Center, and insurance agency that was established in Bend, Oregon in 1975. Cascade Insurance Center has fourteen employees and handles personal and business lines of insurance as well as life, health, employee benefits and Medicare. Patrick has consistently been involved with insurance carrier advisory committees, leadership in both local and state industry associations, as well as appointments to State committees.


Committee contact

Unless otherwise indicated, all meetings will take place virtually.