There are five insurance emergency orders. Four of the orders apply to specific
types of insurance. The fifth order applies to all other lines of insurance.
insurance order applies to all health insurance policies issued in Oregon,
except for accidental death and dismemberment, disability, self-funded, and
long-term care polices.
The property and casualty insurance order applies to all property and casualty
policies issued in Oregon. Examples include auto, home, renters, business,
condominium, church, farm and ranch, personal articles, manufactured home,
liability, and umbrella policies.
The long-term care insurance order applies to all long-term care policies
issued in Oregon. Long-term care policies help cover the cost of nursing home,
assisted living, or home health care for people unable to perform activities
of daily living, such as bathing and dressing.
The life and disability order applies to all types of both life and disability
insurance issued in Oregon, except for annuities.
Examples of life insurance includes term, whole, universal, mortgage term,
and final expenses. Examples of disability insurance includes both long- and
short-term, mortgage, and supplemental. Disability policies cover you if you
cannot work because you are sick or injured for an extended period of time.
The four emergency orders for specific types of insurance supersede the original
emergency order issued March 25 for all lines of insurance.