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Auto Rating Fairness RAC

This rulemaking is intended to enable the division to verify whether current rating models accurately reflect the risk of communities of color or whether they potentially result in discrimination. The rulemaking will establish data reporting requirements for auto insurance issuers that will give us the ability to identify discriminatory effects on protected classes with regard to auto insurance product availability and affordability.

Rulemaking updates

Updates on the rulemaking process will appear here once Notice of Proposed Rulemaking has been filed.

Public comment letters

  • Public comments will be posted as they become available.

Committee Contacts

Raven Collins
Senior Policy Advisor
raven.v.collins@dcbs.oregon.gov
Phone: 503-983-6702

Karen Winkel
Rules Coordinator
Karen.J.Winkel@dcbs.oregon.gov
Phone: 503-947-7694


Prior meetings

July 30, 2025