Skip to main content

Oregon State Flag An official website of the State of Oregon »

Uses insurance dollars wisely

Insurance Dollar Use

High-quality health care does not have to cost more. The most important factors in shaping health care costs are the price of services and the number and type of services. Higher costs may reflect both higher prices and the use of unnecessary tests and treatments. Health insurers can make your dollars go farther if they can bargain for better prices for their members and if they cut out wasteful spending. The scores for "Uses Insurance Dollars Wisely" are calculated by measuring the prices and use of tests and treatments for the members of the health insurer.

What's included in the scores for uses insurance dollars wisely? Learn more

Insurance dollar use scores
Company Cost of Care Use of Resources
Health Net Average Average
Kaiser Better Average
LifeWise Average Average
Moda Below Average
PacificSource Average Average
Providence N/A †† N/A ††
Regence Average Average
United Below Average

†† Data issues prevent results from being reported.

What do these mean?

Better, Average, Below

We collect data from health insurers that show if they are providing recommended care at a reasonable cost. We also collect results from satisfaction surveys that measure the experience of members with their health insurer.

  • Better: Scored well above the average for insurance carriers in the study.
  • Average: Scored in the middle among insurance carriers in the study.
  • Below: Scored well below the average for insurance carriers in the study.