Wildfires

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The image depicts silhouettes of trees illuminated against a hazy reddish-orange sky representing wildfires. The text reads, “Take action to be financially prepared for wildfire.” Visit dfr.oregon.gov/preparenow​​

Hashtags: #OregonDFR #WildfireReady #WildfireAwareness

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Are you financially prepared for a wildfire? If you are a homeowner, your home is likely your most valuable asset. Whether you are a renter or homeowner, your personal possessions would likely cost tens of thousands of dollars to replace. If you do not have home or renters insurance, those assets are at risk. Insurance acts as your financial safety net and is crucial for rebuilding after a wildfire.

If you already have insurance, review your coverage with an insurance company or agent to make sure you have the protection you need. If you do not have insurance, shop around to explore your options. Visit https://dfr.oregon.gov/insure/home/storm/Pages/wildfires.aspx.​

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Are you financially prepared for a wildfire? Having home or renters insurance is a key step in being prepared. Learn steps you can take to be prepared at dfr.oregon.gov/preparenow​

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The image depicts trees consumed in a wildfire. The text reads, “Wildfire season is here. Visit dfr.oregon.gov”​​

Hashtags: #OregonDFR #WildfireReady #DefensibleSpace

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​​Wildfire season is here – are you prepared? Create defensible space and take steps to protect your home from wildfire.

1. Clear tree needles, leaves, and other debris from roofs, gutters, porches, and decks.
2. Remove vegetation from under trees and prune trees up to 10 feet from the ground.
3. Trees should be spaced 10 feet from the house and other trees so that canopies are at least 15 feet apart.
4. Keep firewood piles at least 30 feet away from buildings.
5. Keep your lawn and plants trimmed and well-watered.
6. Install 1/8-inch metal mesh screening in attic and crawl space vents to prevent wildfire from entering the home.
7. Create a noncombustible area at least 5 feet wide around the perimeter of your home. Remove flammable plants and do not use wood mulches.​​
   

Learn more about defensible space at https://www.nfpa.org/education-and-research/wildfire/preparing-homes-for-wildfire.

Review your home insurance coverage with your agent or company to make sure you are adequately protected. Learn more at https://dfr.oregon.gov/insure/home/storm/Pages/wildfires.aspx.

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Wildfire season is here – are you prepared? Create defensible space and take steps to protect your home from wildfire. Learn steps you can take to be prepared at http://dfr.oregon.gov/insure/home/storm/Pages/wildfires.aspx

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La imagen muestra árboles consumidos en un incendio forestal. El texto dice: La temporada de incendios forestales ya está aquí. Visite dfr.oregon.gov

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La temporada de incendios forestales ya está aquí. ¿Está preparado? Tome medidas para proteger su hogar de los incendios forestales y cree un espacio defendible.

1. Limpie las agujas de los árboles, las hojas y otros desechos de los techos, canaletas, porches y terrazas.
2. Retire la vegetación de debajo de los árboles y pode los árboles hasta a 10 pies del suelo.
3. Los árboles deben estar espaciados a 10 pies de la casa y de otros árboles para que las copas estén al menos a 15 pies de distancia.
4. Mantenga la leña al menos a 30 pies de distancia de los edificios.
5. Mantenga su césped y plantas recortados y bien regados.
6. Instale una malla metálica de 1/8 de pulgada en las rejillas de ventilación del ático y del espacio de acceso para evitar que los incendios forestales entren a la casa.
7. Construya un área no combustible de al menos 5 pies de ancho alrededor del perímetro de su hogar. Retire las plantas inflamables y no use mantillo de madera.

Obtenga más información sobre la creación de espacios defendibles en https://www.nfpa.org/es/education-and-research/wildfire/preparing-homes-for-wildfire.

Revise su cobertura de seguro de vivienda con su agente o compañía para asegurarse de que está adecuadamente protegido. Más información en https://dfr.oregon.gov/insure/home/storm/Pages/wildfires-sp.aspx.

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Trees being consumed in a wildfire. The text reads, “Wildfire insurance resources.”

Hashtags: #OregonDFR #WildfireReady #WildfireAwareness

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​Wildfire season is here – are you prepared?
Save time, money, and stress when disaster strikes by completing these tasks:

1. Review your insurance policies with your agent or company to ensure you are adequately protected. Many homeowners are unknowingly underinsured.
2. Build a home inventory. Take a video of the personal property in each room of your home and describe the items as you record. You can also use a home inventory app or a home inventory tool provided by your insurance company.
3. Gather copies of important documents such as titles, insurance policies, tax records, birth and marriage certificates, and Social Security cards. Store them in a password-protected cloud or with your emergency kit.
   
4. Make a list of account numbers and customer service contact information for insurance companies, banks, lenders, utilities, and landlords.
5. Set aside enough cash to get you and your family through the first several days after an emergency.​

Go to dfr.oregon.gov/preparenow for more information.

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Be disaster ready by being insurance ready. Take action so you are financially prepared for a wildfire. Learn steps you can take to be prepared at dfr.oregon.gov/preparenow.​

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Una foto de árboles consumidos en un incendio forestal. El texto dice: Recursos de seguros contra incendios forestales.

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La temporada de incendios forestales ya está aquí. ¿Está preparado?
Ahorre tiempo, dinero y estrés cuando ocurra un desastre, complete estas tareas:​

1. Revise sus pólizas de seguro con su agente o  compañía de seguros para asegurarse de estar adecuadamente protegido. Muchos propietarios, sin saberlo, tienen un seguro insuficiente.
2. Construya un inventario de la casa. Tome un video de los bienes personales en cada habitación de su casa y describa los artículos mientras los graba. También puede utilizar una aplicación de inventario de viviendas o una herramienta de inventario de viviendas proporcionada por su compañía de seguros.
3. Reúna copias de documentos importantes como títulos, pólizas de seguro, registros de impuestos, certificados de nacimiento y matrimonio y tarjetas de Seguro Social. Guárdelos en una nube digital protegida con contraseña o con su kit de emergencia.
4. Haga una lista de números de cuenta e información de contacto de servicio al cliente de compañías de seguros, bancos, prestamistas, servicios públicos y propietarios.
5. Reserve suficiente dinero en efectivo para que usted y su familia puedan pasar los primeros días después de una emergencia.​

Para obtener más información visite: https://dfr.oregon.gov/preparenow/Pages/preparese-ahora.aspx.​​

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An illustration of wildfire burning in a field with smoke filling the air. The text reads, “Have you been evacuated due to wildfire? Learn more about wildfire insurance resources.” Visit dfr.oregon.gov

Hashtags:​ #OregonDFR #OregonWildfires

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Have you been evacuated due to wildfire? Insurance companies may pay for additional living expenses, including hotel stays, restaurant meals, pet boarding, and more because of fire evacuation. Check with your insurance company to confirm your specific coverage and deductible. Keep all receipts and call your insurance company or agent as soon as it is safe to do so to let them know you were evacuated. Consider whether the loss is extensive enough to file a claim. A reported claim could affect your future premium or ability to obtain coverage.

The Oregon Division of Financial Regulation has a dedicated team of consumer advocates who can help answer any questions that homeowners and renters might have about their insurance coverage or the claims process. Call 888-877-4894 (toll-free). Visit https://dfr.oregon.gov/help/Pages/index.aspx.​

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Have you been evacuated due to wildfire? Our team can help answer any questions that homeowners and renters might have about their insurance coverage or the claims process. Call 888-877-4894 (toll-free). Get wildfire insurance resources at https://dfr.oregon.gov/insure/home/storm/Pages/wildfires.aspx

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Una ilustración de un incendio forestal ardiendo en un campo con humo llenando el aire. El texto dice: ¿Ha sido evacuado debido a un incendio forestal? Obtenga más información sobre los recursos de seguros contra incendios forestales.

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Ha sido evacuado debido a un incendio forestal? Las compañías de seguros pueden pagar gastos adicionales de sustento diario, incluyendo estadías en hoteles, comidas en restaurantes, alojamiento de mascotas y más en caso de evacuación debido a un incendio. Consulte con su compañía de seguros para confirmar los específicos de su cobertura y deducible. Guarde todos los recibos y llame a su compañía o agente de seguros tan pronto como sea seguro hacerlo para informarles que fue evacuado. Considere si la pérdida es lo suficientemente grande como para presentar un reclamo. Un reclamo reportado podría afectar su prima futura o su capacidad para obtener cobertura.

La División de Regulación Financiera de Oregon cuenta con un equipo de representantes del consumidor para responder cualquier pregunta que los propietarios de viviendas e inquilinos puedan tener acerca de su cobertura de seguro o el proceso de reclamos. Llame al 888-877-4894 (sin costo). Visite https://dfr.oregon.gov/help/Pages/index.aspx y https://dfr.oregon.gov/help/language/es/Pages/index-es.aspx.

Obtenga más información sobre el seguro para incendios forestales en https://dfr.oregon.gov/insure/home/storm/Pages/wildfires-sp.aspx.​