Storms

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An illustration of a fallen tree on the roof of a house with ice and snow on the ground and snow falling from the sky. The text reads, “Home damage caused by fallen trees or limbs is typically covered by a homeowners policy." Visit dfr.oregon.gov

Hashtags: #OregonDFR #FreezingRain #IceStorm #WinterStorm #HomeInsurance #AutoInsurance
 
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If falling trees or broken branches from the weight of ice or heavy snow damaged your home, it is typically covered by homeowners insurance. For more information on how winter storms can affect your homeowners insurance policy, visit dfr.oregon.gov/insure/home/storm. Damage to cars from an ice storm are typically covered by auto insurance; learn more at dfr.oregon.gov/insure/auto/Pages/auto-insurance-101.aspx.

For help understanding the claims process, review the post-disaster claims guide at https://dfr.oregon.gov/help/outreach-education/Documents/publications/NAIC-Post-Disaster-Claims-Guide.pdf​

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An illustration of two cars driving on a snow-covered road. The text reads, “Icy and snowy roads increase the risk of car crashes. Slow down, be prepared, and review your insurance." Visit dfr.oregon.gov

Hashtags: #OregonDFR #WinterStorm #AutoInsurance
 
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Drive cautiously, the risk of car crashes increases with icy, snowy roads and motorists who are not used to these conditions. Drivers should be prepared for snow, ice, downed branches, high winds, and low temperatures. To learn more about winter weather and auto insurance claims, visit the Oregon Division of Financial Regulation's website at dfr.oregon.gov/insure/auto/Pages/winter-weather.aspx.​​

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An illustration of snow covering a house, trees, and the ground. The text reads, “Prepare for winter weather by checking your insurance." Visit dfr.oregon.gov

Hashtags: #OregonDFR #WinterStorm #DisasterReady #HomeInsurance #AutoInsurance
 
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Now's the time to prepare for winter weather. Whether it's damage due to frozen water pipes that burst, ice dams on your roof, or fallen trees, your home could become victim to winter weather. And on the road, your chances of getting into a collision are likely to increase in icy weather. The Division of Financial Regulation has tips to prepare for winter weather at dfr.oregon.gov/insure/home/storm.

Be disaster ready by being insurance ready. Review your insurance policies with your agent or company. Many people are unknowingly underinsured. If you don't have home, renters, or auto insurance, shop around to find coverage to protect you.​

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An illustration of an official document with the word “claim" at the top, a hand holding a red pen over the document, a cell phone, and a calculator. The text reads, “Before you make a claim for storm damage, follow these steps." Visit dfr.oregon.gov

Hashtags: #OregonDFR #WinterStorm #InsuranceClaim #HomeInsurance #AutoInsurance
 
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Has the winter storm damaged your home or car? Before you make a claim, follow these steps:

1. Determine your policy coverage, exclusions, and deductibles.
2. Call your insurance company or agent if you have questions about your policy before you make a claim.
3. Consider if the loss is extensive enough to file a claim.
4. Review the post-disaster claims guide at https://dfr.oregon.gov/help/outreach-education/Documents/publications/NAIC-Post-Disaster-Claims-Guide.pdf.

Go to dfr.oregon.gov/insure/home/storm for more information.​