An official website of the State of Oregon Learn How you know » (how to identify a Oregon.gov website) An official website of the State of Oregon »
You are here:
Host: Nicole Ferroux
As a senior policy advisor to DFR, Nicole advises on legislation, rulemaking, and internal policies affecting the regulation of financial products, services, and institutions in the state of Oregon. In addition, she serves as innovation liaison to the division and on the Executive Appointment Committee of the Oregon State Bar Securities Regulation Section. Nicole received her undergraduate degree from Tulane University and her law degree from Harvard Law School. Prior to joining DFR, she worked as a commercial litigator specializing in financial services, antitrust, and securities litigation. Nicole regularly speaks at regional finance law events.
Jon Down
Jon Down is a recognized thought leader in the field of AI, having spent much of the past 10 years thinking deeply about the exponential growth trajectory of AI capabilities. Jon evenly splits his time between a University of Portland Professor of Entrepreneurship & AI, and working with companies to responsibly leverage the power of AI through his consulting company, Gen AI Corp. He has a PhD in business strategy from University of Washington, an MBA from Harvard Business School, and an engineering degree from Oregon State University.
Josh Cole
Josh Cole leads business operations at Modernist Financial, a B Corp wealth management firm that helps people structure their wealth around their values. He supports the firm’s growth strategy, with much of his work focusing on refining operations systems to better serve both the team and clients, while ensuring the company remains a human centered enterprise. As AI becomes more prevalent, a key area of Josh’s work is carefully considering AI integration and new technology solutions into the workplace without sacrificing the human touch. Previously, Josh founded and served as executive director of a non-profit supporting Oregon’s food service and agricultural workers in crisis, an experience that continues to inform his efforts to ensure our collective needs are met today while we invest in our common future. Josh received his undergraduate degree from the University of Oregon and his Masters from the University of Southern California’s Marshall School of Business.
Kirsten Anderson
Kirsten Anderson joined the Oregon Division of Finance and Corporate Securities (DFCS) in 1999 after a few years practicing law for Oregon Legal Services through AmeriCorps and then in private practice. Following a series of different positions with the division, she is currently the deputy administrator of the Division of Financial Regulation, the successor of DFCS, where her portfolio includes oversight of sections that regulate our state chartered banks, credit unions, non-depository institutions, securities and insurance companies as well as managing the division’s operations section. After receiving the American Association of Residential Mortgage Regulators’ 2014 Distinguished Service Award, she was elected to the board of directors in April, 2015 and is currently the President. In 2019, she joined the board of the Money Transmitter Regulators Association and is currently the Treasurer. In 2021, she joined the board of the State Regulatory Registry LLC, the organization that oversees the NMLS. She also serves on a number of committees, task forces and working groups, including NMLS Policy Committee and the State Coordinating Committee and Non-Depository Supervisory Committee.
Alex Murray,
Alex Murray, Ph.D., is an assistant professor of management at the University of Oregon where he serves as director of the Intelligent Futures Lab and faculty advisor to the Oregon Blockchain Group. He teaches courses in entrepreneurship and technology innovation. His research examines how emerging technologies such as blockchain and artificial intelligence (AI) impact organizations and society. Alex’s research has been published in several scholarly outlets including Academy of Management Annals, Academy of Management Perspectives, Academy of Management Review, Business Horizons, and Organization Science. Previously, Alex was a senior researcher at ETH Zürich in Switzerland and received his Ph.D. from the University of Washington. He co-founded Forza Financial, worked as an analyst with Grameen Foundation’s impact investment team, and worked with an agricultural technology start-up in Nairobi, Kenya.
Mike Zajko
Mike Zajko is the co-founder and managing partner at Lattice, an early-stage venture fund focused on digital assets. A pioneer in the Decentralized Physical Infrastructure Networks (DePIN) sector, Mike has made notable seed investments in projects like DIMO, Blockcast, and Daylight. At the intersection of decentralized networks and green finance, he has led investments in solar protocol Glow and the distributed energy resources network Daylight. Before founding Lattice, Mike headed new token listings at CoinList, a spin-out of AngelList's startup financing platform. Earlier in his career, he served as a director on Facebook's marketing solutions team, managing top-tier clients such as Google, GoPro, and Beats by Dre
Brooke Pollack
Brooke Pollack is the founder and managing partner of Hutt Capital, a blockchain venture capital fund of funds platform. Prior to Hutt Capital, Brooke spent a decade investing across private fund, secondary and direct strategies with leading global investment firms. Most recently, he spent more than four years with Greenspring Associates, a venture capital platform with more than $17 billion under management where he worked on transactions representing over $750 million of invested or committed capital, and spearheaded their blockchain and crypto efforts. Earlier in his career, Brooke was at Hamilton Lane (NASDAQ: HLNE), a global private equity advisory and asset management firm, where he focused on private equity secondary transactions. Prior, he was at CTC Consulting, an investment consulting firm for ultra-high net worth individuals and families, where he focused on sourcing, diligence and monitoring of fund investments across a wide range of private market strategies. Brooke received his undergraduate degree from Oregon State University and is Certified Financial Analyst.
TK Keen
TK Keen was appointed as administrator of the Oregon Division of Financial Regulation and deputy insurance commissioner in December 2020. DFR is part of the state’s largest consumer protection and business regulatory agency, the Department of Consumer and Business Services. TK is responsible for leading the agency’s regulation of insurance, depository institutions, trust companies, securities, and financial products. Prior to his appointment, TK was deputy administrator with DFR. Before joining the division, he practiced law as a sole practitioner in Washington, focusing on employment law cases. During law school at Lewis and Clark College in Portland, he worked for the Oregon Department of Justice, the Hon. Elizabeth L. Perris of the U.S. Bankruptcy Court, and the Portland State University Office of General Counsel. TK has led and participated in several model law workgroups to shape national consumer protection policy with the National Association of Insurance Commissioners, Conference of State Bank Supervisors, and Money Transmitter Regulators Association.
Charlie Clark
Charlie Clark was appointed director of the Washington State Department of Financial Institutions (DFI) on April 1, 2019. He first joined DFI in 2012 and served in the roles of Division of Consumer Services Enforcement program manager and division director before serving as agency deputy director beginning in November 2016. Prior to joining the DFI, Charlie represented the DFI as its lead litigation counsel as an assistant attorney general from 2005 through 2011. Prior to joining the Attorney General’s Office, he worked as an attorney in private practice. Charlie sat on the board of directors of the American Association of Residential Mortgage Regulators from 2014 to 2023, serving as its president from 2018-20. He also currently sits on the board of directors and serves as chair of the Conference of State Bank Supervisors, having previously served as secretary, treasurer, vice-chair, and chair-elect. He received his undergraduate degree in accounting and an Master of Business Administration from California State University, Sacramento. He received a JD degree from the University of the Pacific, McGeorge School of Law.
A .gov website belongs to an official government organization in the United States.
A lock icon ( ) or https:// means you’ve safely connected to the .gov website.
Your browser is out-of-date! It has known security flaws and may not display all features of this and other websites. Learn how
×