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Oregon's Innovation Hub

The Oregon Division of Financial Regulation is here to help insurance, financial, and technology companies bring innovative products, services, and tools to Oregonians.

Insurance, financial, and technology companies are encouraged to connect with our Innovation Liaison to identify how new innovations can flourish within the state’s regulatory guidelines.

If you have an idea for insurance or financial services innovation please fill out the contact form on this page to contact us.

The Innovation Liaison brings together stakeholders, experts, and thought leaders to improve the state’s ability to regulate insurance and financial products in a way that allows innovation to flourish in Oregon. The liaison:

  • Reviews innovation and regulatory requirements to balance risks with benefits, and understand how new innovations can be applied.
  • Connects fintech and insuretech firms – companies that leverage technology to create new business models, delivery channels, and automated decisions for financial services and insurance companies – to the division.
  • Encourages collaboration between businesses, innovators, licensees, and consumers.
  • Identifies areas where the legal framework needs to be modernized to keep up with changes in technology.

This helps the division develop and maintain a regulatory structure that can adapt to innovation both now and in the future.​

Oregon encourages responsible testing of new business models, delivery channels, automated decisions, and partnerships. The regulatory sandbox:

  • Allows businesses to test products, services, and tools within a well-defined space for a limited duration.
  • Includes safeguards to minimize the results of failure and maintain the safety and soundness of Oregon’s financial system.
  • Provides support through collaborative regulatory requirements, approved by the division.

Sandbox guidelines detail the objective and principles, and provide guidance to the business entity about the application process. Once the trial period is complete, the business will be required to comply with all relevant regulatory requirements.

If you have questions about Oregon’s innovation hub or sandbox, contact the Innovation Liaison by filling out the form on this page.​​​


Check back soon for events related to Oregon's Innovation Hub.

Past events

The Future of ...
Finance | Insurance |  Collaboration

Friday, June 7
8:30 a.m. – noon
Salem Convention Center

Watch the live stream recording

View the agenda | View the speakers

Contact the Innovation Liaison

Contact the Innovation Liaison for more information about Oregon's Innovation Hub.

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