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Student loan help

Student loan news updated July 2026

  • The Saving on a Valuable Education (SAVE) plan is ending. Borrowers enrolled in that plan, who have been in forbearance since July 2024, will need to apply for a new income-driven repayment plan. This is the main change effecting those currently repaying loans.
  • New borrowers, or those who consolidate, have more limited repayment options and lower loan limits going forward. To read more about the July 1, 2026, changes, visit this Student Loan Borrower Assistance webpage.
  • A new Public Service Loan Forgiveness program rule, due to take effect July 1, 2026, was overturned. Public Service Loan Forgiveness rules remain the same as they have been since 2023.
  • Certain types of student loan forgiveness will be subject to federal and Oregon income tax as of Jan. 1, 2026. Oregon generally conforms with the federal tax code.

Help with your student loan


Oregon's Student Loan Ombuds

Lane Thompson
Student Loan Ombuds
Pronouns: she/they

DFR.bankingproducthelp@dcbs.oregon.gov

Consumer Hotline
888-877-4894

Para más información llame al ombudsman de préstamos estudiantiles de la División de Regulación Financiera al 888-877-4894.

PO Box 14480
Salem, OR 97309

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Student Loan Help
What you should know about your rights and responsibilities as a borrower

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