Student loan annual reports

This annual report to the Oregon Legislature describes the activities of the student loan ombuds with recommendations for legislative changes to increase financial capability among borrowers, decrease defaults, and resolve complex program issues.

This report includes information about the landscape, trends, and effects of student loan servicing, both federal and private, on Oregonians in the following sections:

• Background on student loans and student loan servicing
• Implementation of student loan servicing statutes
• Policy recommendations to the Legislature