Initial filings show insurers expanding into new counties
May 15, 2018
Salem — Oregon consumers can now get a first look at proposed rates for 2019 individual and small group health insurance plans.
In the individual market, seven companies submitted average rate change requests ranging from a 9.6 percent decrease to a 16.3 percent increase. In the small group market, nine companies submitted average rate change requests ranging from a 4 percent decrease to a 9.4 percent increase. See the
attached chart for the full list of rate change requests.
“It’s early in the process, but we are encouraged to see two insurers expanding into new counties,” said Insurance Commissioner Andrew Stolfi. “Now it is time to start our open and thorough review process that allows Oregonians to provide input on the filings that affect them.”
Health insurance companies submitted rate requests to the Department of Consumer and Business Services, Division of Financial Regulation on May 14. Over the next two months, the division will analyze the requested rates to ensure they adequately cover Oregonians’ health care costs. The division must review and approve any rates before they can be charged to policyholders.
The proposed rates are for plans that comply with the Affordable Care Act for small businesses and individuals who buy their own coverage rather than getting it through an employer.
Starting May 23, Oregonians will be able to search rate filings and submit comments at
oregonhealthrates.org. Once scheduled, hearing information will be posted to this website.
Oregonians are encouraged to comment on rate change requests during the public comment period, which is open May 23 through July 9. The public can submit comments online and during public rate hearings.
Preliminary decisions are expected to be announced June 29, and final decisions are scheduled for July 19.
About DCBS: The Department of Consumer and Business Services is Oregon's largest business regulatory and consumer protection agency. For more information, go to
About Oregon DFR: The Division of Financial Regulation is part of the Department of Consumer and Business Services, Oregon’s largest business regulatory and consumer protection agency. Visit