Skip to main content

Division of Financial Regulation seeking comment on cost-sharing reduction rate increases – deadline is Oct. 17 at 5 p.m.

October 16, 2017

Salem — The Oregon Division of Financial Regulation is seeking public comment on cost-sharing reduction rate increases for silver metal tier individual health insurance premiums for 2018 plans.

The comment period starts Monday, Oct. 16. Due to the limited time frame to file revised rates, the deadline for comment is Tuesday, Oct. 17 at 5 p.m. To comment in writing, email Ethan Baldwin via email at

The reason for the public comment period is on Oct. 12, the Trump administration issued an announcement about immediately stopping cost-sharing reduction payments to health insurance companies. The Division of Financial Regulation is committed to the stability of Oregon's health insurance market and ensuring access to statewide comprehensive health coverage.

The division has determined that in order to ensure carriers can continue to offer coverage in Oregon, it must offer health insurance companies offering plans on the opportunity to increase their already approved silver metal tier 2018 plan rates by 7.1 percent. The deadline for insurance companies and the state to file new rates on is 12 p.m. on Oct. 17.

Non-silver metal tier plan rates (e.g., bronze and gold) will remain unaffected.

This increase will affect plans both on and off, and will compensate for the $49 million worth of cost-sharing reduction payments that the federal government will no longer be making to Oregon insurance companies in 2018.

See our press release, State announcement regarding Trump administration discontinuation of cost-sharing reduction payments for more details about the decision to increase rates and a sample rate table of the revised rates.


The Division of Financial Regulation is part of the Department of Consumer and Business Services, Oregon’s largest business regulatory and consumer protection agency. Visit and

​​​​​Media questions​

Jason Horton

Mark Peterson

Additional information

Public comments on cost-sharing reduction rate increases

Final 2018 Rates with CSR Increase