2024 Rates:
Search or comment on 2024 rate filings
Each year, the Division of Financial Regulation conducts a transparent health insurance rate review process for health plans that comply with the Affordable Care Act for small businesses and people who buy their own coverage rather than getting it through an employer.
Conducting a yearly rate review ensures that premium rates charged to Oregonians adequately cover health care costs without being too high or too low. This transparent process includes public hearings and a public comment period.
Health insurers have submitted rates for 2024. Visit therate filings page through June 29 to view requested rates and provide public comment. Visit the public hearings page for a schedule of the insurers rate hearings that occur in July.
2026 Rate meetings
In order to provide additional time to consider impacts from the Program Integrity rule and passing the HR1 on 2026 plans and rates and still meet the federally required August 13, 2025, CMS data transfer date we have decided to push back the second public meeting to July 21, 2025.
The new meeting invite can be found below.
July 21, 2025
1:00 PM– 3:00 PM
Microsoft Teams
Join the meeting now
Meeting ID:
211 387 496 736 4
Passcode:
kJ6Nz3iH
Dial in by phone
+1 503-446-4951,,929379798# United States, Portland
Phone conference ID:
929 379 798#
Each year, the Division of Financial Regulation conducts a transparent health insurance rate review process for health plans that comply with the Affordable Care Act for small businesses and people who buy their own coverage rather than getting it through an employer.
Conducting a yearly rate review ensures that premium rates charged to Oregonians adequately cover health care costs without being too high or too low. This transparent process includes public hearings and a public comment period.
June 20, 2025
2025 Rate meetings videos
July 1, 2024
July 1, 2024 - Moda follow up
August 6 2024 - Preliminary Decisions
Learn how your current plan will change in 2024
The plan comparison table helps you see if any changes will be made to your current plan options, deductibles, maximum out-of-pocket costs, and primary care and prescription drug co-pays. The premium rates listed in the table are for a 40 year old non-smoker.
View the plan comparison table
The Division of Financial Regulation provides information on health insurance rates for individual and small group plans. You can find pending and approved filings, watch public hearings, learn about the rate review process, and comment on filings.