Oregon health rates

Second Quarter 2027 Small Group Rates Filed

Regence Blue Cross Blue Shield and UnitedHealthcare Insurance Company has filed rate adjustments to the division for review and approval. Public comments can be submitted to ORHealthRates.Comment@dcbs.oregon.gov through Dec. 4, 2026.

• RGOR Cost Containment (PDF)
• RGOR SERFF (PDF)
• RGOR URRT (XLSM)
• UHLC Q2 Cost Containment (PDF)
• UHLC Q2 SERFF (PDF)
• UHLC Q2 SERFF (XLSM)
• 2027 consumer rate table (XLSM)

2027 Annual Rate Review First Public Hearing

July 13, 2026

• Division of Financial Regulation presentation
  
• DFR Policy presentation
  
• HealthNet presentation
  
• Kaiser presentation
  
• Moda presentation
  
• PacificSource presentation
  
• Regence presentation
  
• BrideSpan presentation
• UnitedHealthcare presentation
  
• Health Insurance Marketplace Advisory Committee memo
  

2026 rate meetings videos

April 23, 2026
Q4 rate review public meeting

Dec 18, 2025
Q2 rate review public meeting

July 21, 2025

Each year, the Division of Financial Regulation conducts a transparent health insurance rate review process for health plans that comply with the Affordable Care Act for small businesses and people who buy their own coverage rather than getting it through an employer.

Conducting a yearly rate review ensures that premium rates charged to Oregonians adequately cover health care costs without being too high or too low. This transparent process includes public hearings and a public comment period.

Information for consumers: