Other ways to borrow

Consider these alternatives to payday loans

Ask if you can delay or make payments on non-interest bills such as cellphone or utility bills.
Borrow money from family or friends.
Ask your credit union or bank for a loan. Check out Bank On Oregon.
Make a budget and stick with it.
Save some money for unexpected expenses, even if it is only $5 a month.

Bank On Oregon lists banks and credit unions participating in programs for the unbanked.

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