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Teen drivers

Parents: Set rules

Parents who set rules for their teen drivers reduce accidents. Here are some suggestions from the National Association of Insurance Commissioners:

  • Draw up a Teen Driving Contract that clearly defines the rules and consequences associated with driving privileges.
  • Set a driving curfew. More than 40 percent of teen auto deaths occur between 9 p.m. and 6 a.m.
  • Limit the number of passengers in your teen’s car. For teenagers, the relative risk of a fatal crash increases as the number of passengers increases.
  • Make all cellphone use off-limits while driving. Texting or talking on a cellphone can double the likelihood of an accident.
  • Encourage your teen to exercise his or her rights as a passenger. Only 44 percent of teens say they would speak up if someone were driving in a way that scared them.

Key links

Teen driving contract

For the classroom

Adventures in auto insurance