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Obtaining a loan modification is one way to avoid foreclosure and stay in your home; however, the process can be challenging. Loan modifications are often available through your lender/servicer, or you can apply for the federal government's Home Affordable Modification Program (HAMP). Whether you apply for a loan modification with the assistance of a counselor or do it yourself, there are crucial steps you should take to increase your chances of success.
Take the following steps before you start the loan modification process:
Making Home Affordable Program
Making Home Affordable FAQ
Your to-do list for permanent modification (video)
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