The combination of capital and surplus is the amount that an insurance company’s assets exceed its liabilities. It is the amount above what a company expects to pay out for medical claims, expenses, taxes, and other obligations. Insurers are legally required to maintain minimum levels of capital and surplus to ensure that they will be able to meet their financial obligations to policyholders.

​Figures are shown in millions of dollars
Insurer 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015​ 2016
Health Net ​39.5 ​49.6 ​59.8 67.4 57.4 73.7 ​63.3 ​70.0 ​66.7 53.5 55.7 ​68.0 99.7
Kaiser 308.4 359.2 430 494.2 480.1 494.9 500 490.6 471.7 480.1 203.2 ​419.0 479.9
LifeWise 60.6 62.8 74.9 69.9 58.8 58.5 54.8 62.5 64.7 65.5 40.8 ​21.0 15.3
Moda (ODS) 32.4 36.6 37.8 38.3 39.8 71.4 76.6 80.8 75.9 74.9 122.1 67 77.6
PacificSource 84.6 112.8 123.5 124.5 93.2 107.1 114.1 125.7 109.8 151.3 148.2 ​144.0 157.4
Providence 163.9 224.2 285.6 340.5 343 373.5 418.2 431.5 470.3 506.8 530.4 ​465.0 466.2
Regence 366.4 466.9 533.5 552.2 486.1 565.2 544.2 522 564.9 627.3 635.3 ​639.0 661.0

Source: Annual or quarterly financial statements filed with the National Association of Insurance Commissioners or the Division of Financial Regulation.​​​​​​​​​