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(Net income to premium earned)
Profitability is net income, or total revenue minus expenses. Margin is the comparable term for a nonprofit insurance company. Regence, Kaiser, PacificSource, and Providence are nonprofit, while Health Net, LifeWise, and Moda (ODS) are for profit.
Source: Annual or quarterly financial statements filed with the National Association of Insurance Commissioners or the Oregon Division of Financial Regulation.
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