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Consumer protection

Health insurers are subject to a wide range of consumer protections under the Oregon Insurance Code and the Affordable Care Act. Many of the provisions in the Insurance Code apply to all health insurance, including limited benefit policies such as those that cover a specific disease or pay a fixed amount for each day of hospitalization. Others, including those required by the Affordable Care Act, target comprehensive health policies, referred to in law as "health benefit plans."

Click to see details of the provisions below.


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