Insurance institutions

Medical discount plans licensing

The Department of Consumer and Business Services (DCBS) licenses medical discount plans. These organizations, for a fee, give consumers discounts for medical services from providers who contract with the organization.

A medical discount plan organization must do all of the following:

  • Have a written contract with providers or provider networks who offer services at a discount
  • Provide a free-look period for purchasers with a 30-day right to cancel
  • Have a toll-free customer help number
  • Comply with refund requirements, advertising restrictions, and disclosure standards

Laws/rules governing medical discount plans

  • Laws:ORS 742.420 through 742.440
  • Rules:OAR 836-200-0200 through 836-200-0220


  • Discount Medical Plan Organization Application: Word | PDF
  • Discount Medical Plan Organization Renewal:Word | PDF
  • Appointment of Insurance Commissioner for Legal Service: WordPDF

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