Payday loans

Consider these alternatives to payday loans

  • Ask if you can delay or make payments on non-interest bills such as cellphone or utility bills.
  • Borrow money from family or friends.
  • Ask your credit union or bank for a loan. Check out Bank On Oregon​.
  • Make a budget and stick with it.
  • Save some money for unexpected expenses, even if it is only $5 a month.​​

Bank On Oregon lists banks and credit unions participating in programs for the unbanked.​