Foreclosure help

Laws

Judgments ORS Chapter 18

Mediation and Arbitration ORS Chapter 36

Mortgages, trust deeds ORS Chapter 86

Statutory liens ORS Chapter 87

Foreclosure of mortgages and other liens ORS Chapter 88

Foreclosure of property tax liens ORS Chapter 312

Debt Management Service Providers ORS 697.602​

Mortgage Lending Laws and Administrative Rules

Mortgage bankers, brokers, loan originators ORS Chapter 86A

Public records, fees, opinion requests, rulemaking OAR Chapter 441, Div. 850

Mortgage lender – general provisions (licensing) OAR Chapter 441, Div. 860

Reports and records ORS Chapter 441, Div. 865

Dishonest, fraudulent, unfair, and unethical practices OAR Chapter 441, Div. 870

Client funds/client trust accounts OAR Chapter 441, Div. 875

Loan originators OAR Chapter 441, Div. 880

License cancellation OAR Chapter 441, Div. 885​

Laws 2008-2013

2​013

Resolution conference prior to judicial or nonjudicial actions SB 558

201​2

​Mediation requirement prior to Foreclosure SB 1552

20​11

Cancellations of debt during the foreclosure process – HB 2916. (Chapter 480, 2011 Laws)

Tenants in foreclosure – SB 491. (Chapter 510, 2011 Laws)

20​10

Affidavits for loan modification – HB 3610. (Chapter 40, 2010 Laws)

Second loan on home, property – HB 3656. (Chapter 48, 2010 Laws)

2009​

Foreclosure prevention – SB 628. (Chapter 864, 2009 Laws)

Tenants in foreclosure – SB 952. (Chapter 510, 2009 Laws)

Mortgage lending practices – HB 2188. (Chapter 603, 2009 Laws)

Enforcement of new federal mortgage lending standards – HB 2189. (Chapter 863, 2009 Laws)

Debt management services – HB 2191. (Chapter 604, 2009 Laws)

Deficiency judgments after foreclosure – HB 3004. (Chapter 883, 2009 Laws)

2​008

Enhanced loan originator enforcement – SB 1064. (Chapter 38, 2008 Laws)

Mortgage "rescues" and foreclosure notification – HB 3630. (Chapter 19, 2008 Laws)​​​​​​​​